Changing the default download folder

I would like to put my downloads in a folder called "download." But every
time the "save as" box comes up, Windows wants to put the file in its
suggested folder. Can I change the default folder without having to navigate
to my download folder?
Any help would be appreciated.

As with some of the other folders, browse to the folder you want to move,
the download folder is in C:/Users/(your name)
right click it, choose properties, location tab, "Move" button.